Why Choose Final Expense Insurance?
Simple, affordable coverage designed specifically for end-of-life expenses
Guaranteed Acceptance
No medical exams required for most plans
Affordable Premiums
Coverage starting as low as $20/month
Quick Approval
Get covered in as little as 24 hours
Family Peace of Mind
Protect loved ones from financial burden
What Final Expense Covers
Final expense insurance provides a tax-free death benefit that your beneficiaries can use for any purpose, including:
Funeral and burial costs
Medical bills and hospital expenses
Outstanding debts and loans
Legal fees and probate costs
Final wishes and legacy gifts
Everyday bills during transition
Common Questions
Do I need a medical exam?
Most final expense plans do not require a medical exam. You simply answer a few health questions.
How much coverage do I need?
The average funeral costs $7,000-$12,000. Most people choose $10,000-$25,000 in coverage.
Are premiums fixed?
Yes, your premium is locked in and will never increase as long as you maintain your policy.
How soon does coverage begin?
Most policies provide full coverage immediately or within 2 years depending on your health.